- How do I get more information regarding my student loans and student loan discharge?
- CARES Act Information
- Exit Counselling
- Net Price Calculator
- Policies & Consumer information
- Aid & Scholarships
How do I get more information regarding my student loans and student loan discharge?
- Please view this informative Federal Student Aid Webinar:
- Slides PDF
CARES Act Information
The application period for CARES Act funds is closed.
- On April 21st Concordia University signed and returned to ED the Certification and Agreement and the assurance that the institution has used, or intends to use, no less than 50 percent of the funds received under Section 18004(a)(1) of the CARES Act to provide Emergency Financial Aid Grants to students.
- The total amount of funds that the institution has received from the Department pursuant to the institution’s Certification and Agreement for Emergency Financial Aid Grants to Students is $786,136.00.
- The total amount of Emergency Financial Aid Grants distributed to students under Section 18004(a)(1) of the CARES Act as of the date of submission is $786,136.00.
- An estimated 2,274 students at CUP may be eligible to participate in programs under Section 484 in Title IV of the Higher Education Act of 1965 and thus eligible to receive Emergency Financial Aid Grants to students under Section 18004(a)(1) of the CARES Act.
- The total number of students who have received an Emergency Financial Aid Grant to students under Section 18004(a)(1) of the CARES Act is 481.
- Concordia University Portland has an application process for students to apply for the Emergency Financial Aid Grants. The application is reviewed by a committee to determine eligibility. Once approved, a block amount of $1,640.00 is disbursed to the student.
Exit Counselling
- Contact finaid@cu-portland.edu for further assistance.
Net Price Calculator
See here for our net price calcuator tool.
Policies & Consumer Information
Payment Policy
Payment of tuition and fees or enrollment in the online Deferred Payment Plan are due on or before the first day of the term. The deferred payment plan is offered through your My.CU account plan. Students will not be permitted to attend classes until financial arrangements have been completed. If students have not completed the necessary processes to satisfy their financial obligations they may be subject to a late payment charge of $75 per semester on the outstanding balance.
Refund Policy
Concordia University’s Tuition Assessment Policy is based on the term in which classes occur, not on the actual dates of individual classes. Because many classes do not meet regularly throughout an entire term, it is important for students to know which term their classes are in so that they know when tuition is due. Tuition is due on the first day of the term.
Tuition and course fee refunds are processed based upon the length of each course and the date upon which the course is withdrawn. Refunds follow the below schedule:
[Refund Chart]
The date utilized in the above calculations is the date on which the student submits a completed copy of the official withdraw request form.
Deferred Payment Plan Charge
A monthly payment plan is available each semester. Students may enroll in this payment plan through their My.CU account. There is an enrollment fee of $35 per term. No further interest charges are assessed after the enrollment fee is paid.
Financial Aid Implications
For students who withdraw from all courses in any given term:
- If withdrawal from all courses within a given term occurs prior to the 60% completion time of the term, financial aid will be pro-rated according to the federal Return of Title IV Funds policy. Courses withdrawn during this period may have a transcript record.
- If withdrawal from all courses within a given term occurs after the 60% completion time of the term, there will be no adjustment for financial aid.
- To begin the process of withdrawing from all courses within a given term, a student must contact the Registrar’s Office or an academic advisor.
For students who withdraw from one or more courses but remain enrolled in other courses in any given term:
- If, due to a withdrawal, a student’s course load disqualifies them for all or part of previously awarded financial aid, that portion of financial aid may be returned to its payment source (federal student loan, financial aid, personal resources, etc.).
NOTE: The tuition refund schedule above will be followed for each course withdrawn, which may result in a balance due to Concordia.
How We Determine Need
We subtract the Expected Family Contribution (EFC) from the Cost of Attendance budget created for you. The difference between the two is the financial need of the student. That need calculation helps us determine what types of aid you qualify for and in some cases amounts. Even students who have no need will generally qualify for gift aid and loans. We encourage everyone to complete the FAFSA so they can at least get the best financial aid package we can put together for them.
Satisfactory Academic Progress
UNDERGRADUATE
All students receiving financial assistance from the university, State Scholarship Programs, or Federal Student Aid Programs must maintain Satisfactory Academic Progress for Financial Aid. Quality and quantity of work is reviewed each semester. Undergraduate students will be expected to complete 67% of attempted hours each term with both a term and cumulative GPA of 2.0 or better. In addition, a minimum cumulative GPA of 2.0 must be earned by the time they have earned the equivalent of 60 semester credit hours. Students in baccalaureate programs must complete their program within 186 attempted credits, and students in associates programs must complete their credits within 93 attempted credits. Earned credits include those courses graded as “A”, “B”, “C”, “D”, or “P”. Courses graded as “F”, “NP”, “I”, “INP” or “W” do not count as credits earned, but they do count as courses attempted for financial aid Satisfactory Academic Progress purposes. If you fall below this scale or have an insufficient number of credits earned at the end of each term, you will be placed on Financial Aid Warning for the next term. During the Warning term, you must raise your GPA to the required level and/or remove the deficiency in credits earned or your aid will be revoked until the required GPA or credits earned is reached. Appeals for Financial Aid Revoke may be addressed to the Director of Financial Aid. Students who have been reinstated after being revoked are considered to be on Financial Aid Probation and must meet specific requirements to continue to receive aid. Students who have been academically dismissed are automatically revoked from financial aid and, if reinstated to the institution through appeal, may also need to appeal their financial aid status. Appeals received within the first three weeks of the term will be considered for that term. A student receiving a 0.0 GPA for any reason is automatically placed in a financial aid revoke status and must submit an appeal in order to have financial aid reinstated.
GRADUATE (EXCEPT ACCELERATED MED)
All students receiving federal student aid must maintain Financial Aid Satisfactory Academic Progress by meeting Concordia University academic eligibility requirements. For most graduate programs, students must maintain a 3.0 term and cumulative GPA as well as successfully complete at least 67% of attempted courses. Law students must maintain a 2.0 term and cumulative GPA. Financial Aid Satisfactory Academic Progress is measured at the end of each term. Courses graded as “F”, “NP”, “I”, “INP” or “W” do not count as credits earned, but they do count as courses attempted for financial aid Satisfactory Academic Progress purposes. Students who fall below these requirements for the first term will be placed on Financial Aid Warning. These students must meet academic progress requirements the next term. If they fail to do so, they will be placed on Financial Aid Revoke status and will be ineligible for financial aid. Students who have been placed on revoke status should submit their appeal to the Office of Financial Aid. Successful appeals will be placed on Financial Aid Probation and will be expected to meet specific requirements to continue to receive aid. Students who have been academically suspended will automatically be placed on Financial Aid Revoke status and will need to appeal their financial aid status if they successfully appeal their academic suspension. Appeals received within the first two weeks of the term will be considered for that term. A student receiving a 0.0 GPA and no academic credit for any reason is automatically placed in a financial aid revoke status and must submit an appeal in order to have financial aid reinstated.
Certain programs and scholarships may have more stringent criteria for meeting the conditions of the program/scholarship.
GRADUATE ACCELERATED MED
All students receiving federal student aid must maintain Financial Aid Satisfactory Academic Progress by meeting Concordia University academic eligibility requirements. Financial Aid Satisfactory Academic Progress is measured at the end of each term. For the Accelerated MEd graduate program, students must maintain a 3.0 term and cumulative GPA as well as successfully complete at least 67% of attempted courses. Courses graded as “F”, “NP”, “I”, or “W” do not count as credits earned, but they do count as courses attempted for financial aid Satisfactory Academic Progress purposes. If they fail to do so, they will be placed on Financial Aid Revoke status and will be ineligible for financial aid. Students who have been placed on revoke status should submit their appeal to the Office of Financial Aid. Successful appeals will be placed on Financial Aid Probation and will be expected to meet specific requirements to continue to receive aid. Students who have been academically suspended due to the University Academic Standing policy will automatically be placed on Financial Aid Revoke status and may need to appeal their financial aid status if they successfully appeal their academic suspension. Appeals received within the first two weeks of the term will be considered for that term. A student receiving a 0.0 GPA and no academic credit for any reason is automatically placed in a financial aid revoke status and must submit an appeal in order to have financial aid reinstated.
REESTABLISHING ELIGIBILITY (FOR ALL PROGRAMS)
When a student’s appeal has been denied or they have already been granted one appeal and failed to meet SAP standards during the probationary term, the student must reestablish eligibility for aid. The process for reestablishing eligibility is that a student must satisfactorily complete a term at full-time or equivalent (i.e. two terms at half-time enrollment) with the minimum required GPA without the benefit of federal funding in order to reapply for aid. It is permissible for students to utilize private loan funds during a term that they are reestablishing eligibility. Simply sitting out or not attending a term does not reestablish eligibility for federal aid purposes.
Revised Feb. 2018 (effective for 2018-2019 academic year)
Return of the Title IV (R2T4) Policy
Students who wish to withdraw from Concordia should contact their academic advisor and complete a withdraw form. The withdraw form requires the student to get a signature from their academic advisor, housing (if living on campus), financial aid, and registrar. A student begins earning Title IV funds on his or her first day of attendance. Therefore, even if a student withdraws before the university’s census date, we will perform a Return calculation using the number of days the student attended.
If the student withdraws during the first 10 days of the semester no tuition is accessed. However, the R2T4 process is still calculated. Students who never begin attendance for the semester are not eligible to receive financial aid.
THE UNEARNED TITLE IV FUNDS ARE RETURNED TO THE RESPECTIVE SOURCE IN THE FOLLOWING ORDER:
- Unsubsidized Stafford Direct Loan
- Subsidized Stafford Direct Loan
- Perkins Loan
- Parent Loan for Undergraduate Students
- Pell Grants (PELL)
- Supplemental Educational Opportunity Grant (SEOG)
- Other federal assistance
Concordia University will notify the student regarding the results of the return of Title IV calculation, as well as the impact on the student account and any relevant action the student needs to do (student loan exit counseling, etc…)
If we determine that the student has stopped attending all classes, Concordia University will process an unofficial withdrawal. We try to contact the student and determine the last day of attendance. If we are unable to speak with the student, we will contact the professors. When we have determined the last day of attendance, we will proceed with the R2T4 process mentioned above.
Readmission Policy for Undergraduate and Graduate Students
- Students who leave Concordia University in good academic standing may resume their studies in the following way:
- Students who wish to return within one academic year (three terms) may contact the advising office to re-enroll and continue their previous academic roadmap. Students who have been absent for one academic year (three terms) or more must complete the online application for admission, and will be subject to any changes in admission requirements, program requirements, and tuition increases. Institutional scholarships, Concordia Grants, and Concordia Merit Awards at the time of initial admission are subject to change upon readmission.
All students must submit official transcripts for any coursework taken at other institutions during their absence. All students will be notified electronically or in writing of their readmission status.
Students who have been academically dismissed from the university and wish to resume their education should obtain instructions by contacting the Scholastic Standards Committee. If a student is readmitted, s/he will be placed on academic probation until they obtain an overall GPA of 2.0. All readmitted students can take a maximum of 12 credits during the first term of re-admittance.
All previous course work at Concordia University remains part of the permanent record for students who have been readmitted, and the cumulative GPA includes all prior grades.
Aid & Scholarships
97% of our students receive financial assistance to help pay for their college education. Financial aid counselors will walk you through the process and help determine your eligibility for everything from merit, honors, and leadership scholarships to athletic scholarships, music scholarships, grants and work-study, as well as a variety of loans. There are special scholarships for transfer students, too. And since no two students are alike, no two financial plans are, either.
As a student of Concordia University, you have rights and responsibilities regarding access to financial aid information, process, and policies. You can find the complete financial aid document containing those rights, responsibilities, processes, and policies here.
Use our Net Price Calculator to help you plan how you will pay for your college education.
You can call us anytime at 503-280-8514.
Your Financial Aid & Scholarship Opportunities
- Apply for Financial Aid
- Freshmen Scholarships
- Graduate Scholarships
- Transfer Student Scholarships
- International Students Scholarships
- Phi Theta Kappa Premier Scholarships
- Outside Scholarships
Mission Statement
The goal of the Concordia University Financial Aid Office is to provide financial assistance to qualified students, while supporting the mission of Concordia University. We strive to provide a high level of professionalism and customer service to our students, other university departments, and the community in general.
Concordia University Title IV School Code for FAFSA: 003191
All other Financial Aid Inquiries should be directed to finaid@cu-portland.edu
Addtional Student Frequently Asked Questions